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Housing affordability in Croatian large housing estates in the light of energy renovation and green transition

Published: 15.10.2026.

Anamaria Klasić, PhD and Anđelina Svirčić Gotovac, PhD are the authors of the paper “Housing affordability in Croatian large housing estates in the light of energy renovation and green transition”. The paper is published in the journal “European Spatial Research and Policy”.

This paper examines housing affordability in Croatia’s large housing estates in the context of energy renovation. Drawing on survey data, focus groups, and expert interviews, the study highlights challenges in both socialist and post-socialist buildings. Residents report lower satisfaction with buildings’ energy efficiency, interior and exterior appearance, especially in socialist estates. Over 40% of households spend more than 30% of income on housing costs, with affordability risks higher for tenants, low-income households, the mortgage-indebted, single-person households, and the elderly. Experts agree that current renovation efforts of private stock lack a systematic approach. The findings underscore the need for targeted national policy and financial support.

The paper is available at the link.